Pricing & limits - 18-07-2022
until 18-07-2022
Reasonable fees and fair limits in effect for all
from June 7, 2022 to September 18, 2022.
Pricing terms applicable prior to that date are detailed here.
Prices
Try | Lydia+ | Green | Black | |
---|---|---|---|---|
Monthly Subscription |
€0
|
€4,90
|
€7.90
|
€9,90*
|
Monthly subscription for people under 25 years old |
€0
|
€2
|
€3
|
€9,90
|
Lydia physical card |
€5
|
Free (5 € per additional card except theft or replacement)
|
Free (5 € per additional card except theft or replacement)
|
Free Free (9 € per additional card except theft or replacement)
|
Instant transfer |
€1
|
Free
|
Free
|
Free
|
**Price change applicable as of August 1st, 2022 for a new subscription Lydia Blue - 25 years old and as of October 1st, 2022 for any renewal of a subscription Lydia Blue - 25 years old.
Rejected bank transfers are charged €10.
If more than 2 direct debits are rejected per month, each additional rejection is charged at €5.
For more than 5 rejected Lydia card payments per month, each additional rejection is charged at €0.50.
- 2.9% commission, regardless of the user's subscription, on funds collected via the Cagnotte.me service;
- €30 handling fee per disputed Lydia Card transaction, beyond 10 oppositions over 12 months;
- €20 handling fee for each unpaid credit card transaction;
- €99 handling fee in case of irregular use of Lydia Services, in contradiction with the T&Cs;
- €100 fee per seizure (within the limit of the balances available on all accounts held by the user);
- 10% of the amount due to the Public Treasury up to a maximum of €100 per administrative seizure by third parties (within the limit of the available balances on all the accounts held by the user);
- €30 maximum fee per year, in case of inactivity during 12 consecutive months (within the limit of the available balances on all the accounts held by the user);
- Other charges may apply in the event of abnormal use (see article 14 of the T&Cs).
Prices
Monthly Subscription |
|
---|---|
Try |
€0
|
Lydia+ |
€4,90
|
Green |
€7.90
|
Black |
€9,90*
|
Monthly subscription for people under 25 years old |
|
---|---|
Try |
€0
|
Lydia+ |
€2
|
Green |
€3
|
Black |
€9,90
|
Lydia physical card |
|
---|---|
Try |
€5
|
Lydia+ |
Free (5 € per additional card except theft or replacement)
|
Green |
Free (5 € per additional card except theft or replacement)
|
Black |
Free Free (9 € per additional card except theft or replacement)
|
Instant transfer |
|
---|---|
Try |
€1
|
Lydia+ |
Free
|
Green |
Free
|
Black |
Free
|
**Price change applicable as of August 1st, 2022 for a new subscription Lydia Blue - 25 years old and as of October 1st, 2022 for any renewal of a subscription Lydia Blue - 25 years old.
Rejected bank transfers are charged €10.
If more than 2 direct debits are rejected per month, each additional rejection is charged at €5.
For more than 5 rejected Lydia card payments per month, each additional rejection is charged at €0.50.
- 2.9% commission, regardless of the user's subscription, on funds collected via the Cagnotte.me service;
- €30 handling fee per disputed Lydia Card transaction, beyond 10 oppositions over 12 months;
- €20 handling fee for each unpaid credit card transaction;
- €99 handling fee in case of irregular use of Lydia Services, in contradiction with the T&Cs;
- €100 fee per seizure (within the limit of the balances available on all accounts held by the user);
- 10% of the amount due to the Public Treasury up to a maximum of €100 per administrative seizure by third parties (within the limit of the available balances on all the accounts held by the user);
- €30 maximum fee per year, in case of inactivity during 12 consecutive months (within the limit of the available balances on all the accounts held by the user);
- Other charges may apply in the event of abnormal use (see article 14 of the T&Cs).
Limits
Try | Lydia+ | Green | Black | |||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Number of transactions/month (1) |
|
|||||||||||
Number of ATM withdrawals/month |
|
|||||||||||
Amount of ATM withdrawals/month |
|
|||||||||||
Sum of outgoing transactions/month (1) |
|
|||||||||||
Number of Lydia physical cards (3) |
1
|
1
|
1
|
2
|
||||||||
Number of Internet cards/month (2) |
|
|||||||||||
Number of cards registered on Lydia (excluding Lydia cards) |
2
|
10
|
10
|
10
|
||||||||
Number of business cards registered on Lydia |
0
|
0
|
0
|
2
|
||||||||
Number and amount of top-ups per card / month |
|
|||||||||||
Number of changes of payment source after a transaction made with a card / month |
|
(3) A total of 4 card orders per month.
Only the transaction or the part that exceeds the limit is charged.
If a transaction exceeds more than one limit, only the limit with the highest fee applies.
- Maximum accumulation of amounts held by a user across all Lydia accounts: €150;
- Maximum sum of payments issued with a Lydia payment account over 30 consecutive days: €150.
Limits
Number of transactions/month (1) |
|
---|---|
Try |
20
|
Lydia+ |
Unlimited
|
Green |
Unlimited
|
Black |
Unlimited
|
charged at 1.5% above |
Number of ATM withdrawals/month |
|
---|---|
Try |
0
|
Lydia+ |
3
|
Green |
3
|
Black |
5
|
charged at 1.5% above |
Amount of ATM withdrawals/month |
|
---|---|
Try |
€0
|
Lydia+ |
€250
|
Green |
€250
|
Black |
€1 000
|
charged at 1.5% above |
Sum of outgoing transactions/month (1) |
|
---|---|
Try |
€1 000
|
Lydia+ |
€5 000
|
Green |
€5 000
|
Black |
N/A
|
charged at 1.5% above |
Number of Lydia physical cards (3) |
|
---|---|
Try |
1
|
Lydia+ |
1
|
Green |
1
|
Black |
2
|
Number of Internet cards/month (2) |
|
---|---|
Try |
3 created and 1 active
|
Lydia+ |
20 created et 5 active
|
Green |
20 created et 5 active
|
Black |
20 created et 10 active
|
charged at €0.5 above |
Number of cards registered on Lydia (excluding Lydia cards) |
|
---|---|
Try |
2
|
Lydia+ |
10
|
Green |
10
|
Black |
10
|
Number of business cards registered on Lydia |
|
---|---|
Try |
0
|
Lydia+ |
0
|
Green |
0
|
Black |
2
|
Number and amount of top-ups per card / month |
|
---|---|
Try |
3, for a total of €200
|
Lydia+ |
3, for a total of €200
|
Green |
3, for a total of €200
|
Black |
3, for a total of €400
|
charged at 2.5% above |
Number of changes of payment source after a transaction made with a card / month |
|
---|---|
Try |
1
|
Lydia+ |
5
|
Green |
5
|
Black |
5
|
charged at 2.5% above |
(3) A total of 4 card orders per month.
Only the transaction or the part that exceeds the limit is charged.
If a transaction exceeds more than one limit, only the limit with the highest fee applies.
- Maximum accumulation of amounts held by a user across all Lydia accounts: €150;
- Maximum sum of payments issued with a Lydia payment account over 30 consecutive days: €150.