Pricing & limits - 07-06-2022
This new pricing and fair limits are applicable to new users from October 28th, 2021 (and from January 1st, 2022 to users who subscribed before October 28th, 2021).
Click here to access the previous version.
Prices
| Try | Lydia+ | Green | Black | |
|---|---|---|---|---|
|
Monthly Subscription |
€0
|
€4,90*
|
|
€7,90
|
|
Lydia physical card |
€5
|
Free (then €5)
|
|
Free (then 9€)
|
|
Instant transfer |
€1
|
Free
|
|
Free
|
Rejected bank transfers are charged €10.
If more than 2 direct debits are rejected per month, each additional rejection is charged at €5.
For more than 5 rejected Lydia card payments per month, each additional rejection is charged at €0.50.
- 2.9% commission, regardless of the user's subscription, on funds collected via the Cagnotte.me service;
- €30 handling fee per disputed Lydia Card transaction, beyond 10 oppositions over 12 months;
- €20 handling fee for each unpaid credit card transaction;
- €99 handling fee in case of irregular use of Lydia Services, in contradiction with the T&Cs;
- €100 fee per seizure (within the limit of the balances available on all accounts held by the user);
- 10% of the amount due to the Public Treasury up to a maximum of €100 per administrative seizure by third parties (within the limit of the available balances on all the accounts held by the user);
- €30 maximum fee per year, in case of inactivity during 12 consecutive months (within the limit of the available balances on all the accounts held by the user);
- Other charges may apply in the event of abnormal use (see article 14 of the T&Cs).
Prices
|
Monthly Subscription |
|
|---|---|
| Try |
€0
|
| Lydia+ |
€4,90*
|
| Green |
|
| Black |
€7,90
|
|
Lydia physical card |
|
|---|---|
| Try |
€5
|
| Lydia+ |
Free (then €5)
|
| Green |
|
| Black |
Free (then 9€)
|
|
Instant transfer |
|
|---|---|
| Try |
€1
|
| Lydia+ |
Free
|
| Green |
|
| Black |
Free
|
Rejected bank transfers are charged €10.
If more than 2 direct debits are rejected per month, each additional rejection is charged at €5.
For more than 5 rejected Lydia card payments per month, each additional rejection is charged at €0.50.
- 2.9% commission, regardless of the user's subscription, on funds collected via the Cagnotte.me service;
- €30 handling fee per disputed Lydia Card transaction, beyond 10 oppositions over 12 months;
- €20 handling fee for each unpaid credit card transaction;
- €99 handling fee in case of irregular use of Lydia Services, in contradiction with the T&Cs;
- €100 fee per seizure (within the limit of the balances available on all accounts held by the user);
- 10% of the amount due to the Public Treasury up to a maximum of €100 per administrative seizure by third parties (within the limit of the available balances on all the accounts held by the user);
- €30 maximum fee per year, in case of inactivity during 12 consecutive months (within the limit of the available balances on all the accounts held by the user);
- Other charges may apply in the event of abnormal use (see article 14 of the T&Cs).
Limits
| Try | Lydia+ | Green | Black | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Number of transactions/month (1) |
|
|||||||||||
|
Number of ATM withdrawals/month |
|
|||||||||||
|
Amount of ATM withdrawals/month |
|
|||||||||||
|
Sum of outgoing transactions/month (1) |
|
|||||||||||
|
Number of Lydia physical cards (3) |
1
|
1
|
|
2
|
||||||||
|
Number of Internet cards/month (2) |
|
|||||||||||
|
Number of cards registered on Lydia (excluding Lydia cards) |
2
|
10
|
|
10
|
||||||||
|
Number of business cards registered on Lydia |
0
|
0
|
|
2
|
||||||||
|
Number and amount of top-ups per card / month |
|
|||||||||||
|
Number of changes of payment source after a transaction made with a card / month |
|
|||||||||||
(3) A total of 4 card orders per month.
Only the transaction or the part that exceeds the limit is charged.
If a transaction exceeds more than one limit, only the limit with the highest fee applies.
- Maximum accumulation of amounts held by a user across all Lydia accounts: €150;
- Maximum sum of payments issued with a Lydia payment account over 30 consecutive days: €150.
Limits
|
Number of transactions/month (1) |
|
|---|---|
| Try |
20
|
| Lydia+ |
Unlimited
|
| Green |
|
| Black |
Unlimited
|
|
charged at 1.5% above |
|
|
Number of ATM withdrawals/month |
|
|---|---|
| Try |
0
|
| Lydia+ |
3
|
| Green |
|
| Black |
5
|
|
charged at 1.5% above |
|
|
Amount of ATM withdrawals/month |
|
|---|---|
| Try |
€0
|
| Lydia+ |
€250
|
| Green |
|
| Black |
€1000
|
|
charged at 1.5% above |
|
|
Sum of outgoing transactions/month (1) |
|
|---|---|
| Try |
€1 000
|
| Lydia+ |
€5 000
|
| Green |
|
| Black |
N/A
|
|
charged at 1.5% above |
|
|
Number of Lydia physical cards (3) |
|
|---|---|
| Try |
1
|
| Lydia+ |
1
|
| Green |
|
| Black |
2
|
|
Number of Internet cards/month (2) |
|
|---|---|
| Try |
3 created and 1 active
|
| Lydia+ |
20 created et 5 active
|
| Green |
|
| Black |
20 created et 10 active
|
|
charged at €0.5 above |
|
|
Number of cards registered on Lydia (excluding Lydia cards) |
|
|---|---|
| Try |
2
|
| Lydia+ |
10
|
| Green |
|
| Black |
10
|
|
Number of business cards registered on Lydia |
|
|---|---|
| Try |
0
|
| Lydia+ |
0
|
| Green |
|
| Black |
2
|
|
Number and amount of top-ups per card / month |
|
|---|---|
| Try |
3, for a total of €200
|
| Lydia+ |
3, for a total of €200
|
| Green |
|
| Black |
3, for a total of €400
|
|
charged at 2.5% above |
|
|
Number of changes of payment source after a transaction made with a card / month |
|
|---|---|
| Try |
1
|
| Lydia+ |
5
|
| Green |
|
| Black |
5
|
|
charged at 2.5% above |
|
(3) A total of 4 card orders per month.
Only the transaction or the part that exceeds the limit is charged.
If a transaction exceeds more than one limit, only the limit with the highest fee applies.
- Maximum accumulation of amounts held by a user across all Lydia accounts: €150;
- Maximum sum of payments issued with a Lydia payment account over 30 consecutive days: €150.
