Shared accounts

Shared accounts that make a difference

With Lydia shared accounts, managing expenses for your couple, your flat-share, or your group of friends becomes a breeze. Open and close them at lightening speed, under 2 minutes, for free.

A free mobile shared account

The Lydia shared account is an account for two or more people to share for all occasions in life: couples, roommates or even holidays with friends.

Use your shared account to pay for shopping in the shops, your purchases and monthly subscriptions on the Internet and even your rent.

Opening a Lydia shared account only takes 2 minutes, with no paperwork, right in the app. And it’s free.


Easy to create, easy to manage

Access the amount, time and location of payments and withdrawals that are recorded in the application at any time. Even better than traditionnal account statements

You no longer lose track of what you spend or who spends it. And since there is no authorized overdraft with Lydia, no nasty surprises.

You can close your account right away from the app, no matter the reason. Wherever you are, whenever you want.

Spend the joint account funds with any Lydia payment method: physical card, virtual cards or contactless mobile payment.

Finally, enjoy the joint account’s dedicated IBAN to easily manage all your transfers and direct debits.


For couples, friends or flatmates

Is your family, your flat-share, or your group of friends growing? In a single tap, invite a new participant and give them specific rights (to spend, withdraw, view account balance).

Remove participants and change their rights as easily as you added them.

Each beneficiary of the shared account have their own debit card and spend the account’s funds independently.

Create your shared account in a single tap. You can credit it immediately and share the cost of shopping or rent. The account is valid for life.

By opening a shared account for a couple (the duo account), both beneficiaries can order two uniquely designed Visa cards from Lydia, especially for the duo account.


A shared account within 2 minutes

Open a shared account in less than 2 minutes with Lydia: no documents to sign, no bank appointement required.

Subscriptions, bills, shopping… Share all the common expenses without ever having to do the maths.

A new flatmate has arrived? With a single tap, add and remove participants, or delete the shared account.

Holidays with friends: it’s the best solution to make reservations before the trip (plane tickets, accommodation…).

And using your Visa Lydia card, you pay no exchange fees, whatever the currency.