Current account

Your current account,
reinvented by Lydia

It will make you forget your old banking app

Current account

It has all the basics

For all your daily transactions

  • A dedicated European IBAN to receive wires and pay your bills
  • An Apple Pay & Google Pay compatible Visa Debit card, delivered to your doorstep in 3 days (optional)
  • Disposable virtual card numbers to secure your only payments

It looks just like you

Limitless customization

Customize your accounts with pictures so it looks just like you and organize your money as you think best.


It goes faster

Really faster.

Haven’t you always been told that 48h hours were needed to track your payment transactions?

Your Lydia account balance will be updated in real time: your payment and transfers will be instantaneous and directly notified to you.
Everywhere on the planet, weekend and bank holidays included.


It's perfect for abroad

0% on your expenses outside the Euro zone

Forget about the hidden commissions and blurry terms and conditions.

With the Lydia Blue and Lydia Black subscriptions, your Lydia cards can be used for payments and withdrawals, all over the world – free of charge.


Connected to your bank account

For a smooth transition

Who likes to change their habits? No one. So you won’t need to change bank to take full advantage of all the benefits of the Lydia current account..

Simply and securely link your bank to Lydia to find all your accounts on one screen and replace your bank’s application.


It can win you over

One lucky winner for every 1,000 payments

Every hour, Lydia lottery spins and stops randomly on a trade. The lucky one sees his payment refunded, without limit of amount.


It is generous

Your money never sleeps, it acts positively

Lydia gives up to 0.5% interest of your balance to the charity of your choice. They are calculated on all your Lydia accounts (main account, sub-accounts, and moneypots). In 2021, It’s Les Restos du Coeur and Maison des femmes will be the beneficiaries.


It's (very) secured

We’re taking your money very seriously

Lydia is designed and verified in France according to the highest standards of banking and IT security.

Asymmetrical RSA keys, symmetrical 256-bit data encryption, SSL communications, personal data anonymization… All of that, because we can never be too careful when it comes to money and personal information.


Fully enjoy your current account with Lydia Blue.

Fully enjoy your current account with Lydia Blue.