Card and current account with insurance

The most complete current account

Extensive payment limits, insurance, concierge service, responsive phone customer service, and all of the app’s advanced features… Lydia Black+ is the most comprehensive of all Lydia offers.

Card and current account with insurance

Total freedom: pay for anything, anywhere.

With Lydia Black+, enjoy a black customizable Visa card as well as extensive limits: up to €25,000 per month for payments and €1,000 per month for ATM withdrawals. And of course no fees whatsoever, even abroad. 

Black+ is also packed with all the innovative features available in the app, for those who want to take things to the next level.


Insurance for every Lydia Black+ customer

When paying as a Lydia Black+ customer with your card, experts at our insurance partner Qover, Cover-More and Zurich Insurance have your back. 

Payment and Internet purchase protection insurance, travel cancellation, delay or accident insurance, cover for repatriation insurance and medical expenses abroad… Make your purchases and travel with peace of mind.

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Responsive and handy concierge service

Finding a ticket for a popular event, coming up with a last-minute gift idea, organizing a move… Thanks to the text message concierge service, let your Lydia app make your daily life easier.

Learn more

Lydia Black+ features


Travel and purchase insurance

With our partners Qover, Cover-More and Zurich Insurance


Phone customer service

Responsive customer service ready to help


Concierge service

A personal assistant you can reach out to via text message whenever you need a hand

Included Lydia+ features

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    Savings account

    3% interest rate (boosted to 4% during the first 4 months)

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    Cashback program

    Cashback for all your purchases with an array of merchants

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    Express loan and revolving credit

    Finance all your projects with small loans. No hidden fees

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    Scratch cards

    For each payment, get a chance of seeing your purchase refunded up to €100

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    Investment account

    Invest in the best companies and the latest cryptocurrencies from €1

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    Budget tracking tools

    Keep your budget under control and save money day-to-day

Best price

€99 per year
€9.90 per month
Save €19.80 by paying annually
Try out Lydia Black+