Savings
Try Lydia’s savings account: a safe way to grow your savings with a 3% interest rate, boosted to 4% for the first 4 months, right from the Lydia app.
A savings solution for everyone
Lydia’s remunerated savings account is a safe solution that centralizes and protects all your savings.
It’s free and it’s open to everyone, including low-income users.
As far as interest rates are concerned, enjoy a 3% annual rate, boosted to 4% for the first 4 months. No need to leave your money unattended on a current account.
A savings account without constraints
Access your savings at any time with Lydia’s remunerated savings account and use your funds without limit, whenever you want.
You can also program a recurring transfer to put money aside automatically and effortlessly build up your savings.
Open a savings account in 2 minutes
With Lydia’s savings account, you no longer need to see an advisor and sign dozens of pages: open it in 2 minutes, right from the application.
And you can close the account just as easily, whenever you want.
A risk-free savings account
Lydia’s savings account is run by an institution authorized by french authorities.
Enjoy a 3% interest rate, while also keeping your funds safe in a bank that is fully guaranteed by french authorities, even in case of bankruptcy.