More than your standard banking app
Lydia rejuvenates the payments, savings and investments of millions of people. Replace your standard banking app with a Lydia account, a card and most importantly an easy-to-use and engaging mobile app
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A beautiful app which is also a very good bank account!
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My secondary bank, better than the first one!
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It became my everyday life
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A simple banking solution, efficient and intuitive
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Enables to gain a fabulous amount of time
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Best app ever
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The future is here
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Way much easier and faster than a bank transfer
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I love Lydia
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Perfect for everyday life
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Lydia is revolutionary
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This app is fire
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Best. Really. Super useful.
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Lydia makes my life so easier
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My bank + Lydia = happiness combo
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Totally perfect, makes life so easier
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Lydia is essential for my everyday life
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Top banking app
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I didn’t know I can do as many things with this app
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Super handy app, easy to use and simplifies life!
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By far the most useful app on my phone
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Simple, intuitive, hard to go without it!
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Service which has revolutionized my financial life
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Essential today
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Lydia is essential for my everyday life
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Top banking app
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I didn’t know I can do as many things with this app
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Super handy app, easy to use and simplifies life!
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By far the most useful app on my phone
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Simple, intuitive, hard to go without it!
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Service which has revolutionized my financial life
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Essential today
A current account like no other
With the ability to customize your transaction history, experience a unique checking account that is truly you. Your Lydia, it’s you!
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Take a picture on the spot and add it to your transaction to make every purchase a moment to remember
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Rename each transaction: it’s no longer an expense, it’s an experience
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Add a picture of the receipt to have all the details of the transaction and prove, if necessary, your purchase
You can add a souvenir photo to all your money movements: your transactions, your incoming and outgoing transfers but also when you make a Lydia® to a loved one.
A true account on your mobile to do it all
Your Lydia current account comes with a French IBAN, a Visa card, mobile payment solutions and all other essential services (and even more) that you can expect from the best banks. All you need to manage your daily expenses in one single and futureproof app:
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Instant transfers
Your bank transfers are instantaneous and recipients immediately receive them. Including when you are the recipient.
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No fees abroad
Whether in Europe or halfway around the world, the Lydia card is the best way to pay and withdraw commission-free, even with foreign currencies.
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Contactless mobile payments
Lydia cards are compatible with Apple Pay, Google Pay, Samsung Pay and Huawei Pay.
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Express loans
From €100 up to €3,000. Simple loans, whenever you need them, at a fair price.
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Enhanced internet security
In addition to the 3DS security protocol, Lydia allows you to create one-off Internet cards to keep your critical banking information safe while making online purchases.
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Investing
Start investing from 1€ in cryptocurrencies, European and American companies or metals, 24/7.
An interface to your image, for all your accounts
Lydia is an alternative to traditional bank applications for those who want an innovative design, and a unique mobile application to track all their money at a glance.
Clearer, its interface is also completely customizable. As with your transactions, you can add a photo and change the name of all your accounts, and they have been separated into two categories – “Private” and “Shared” – to be better organized.
A secure app, your money protected
All your transactions are carried out according to the highest security standards (3D Secure, biometric authentication…) and your money is protected on a block account that benefits from a deposit guarantee of up to €100,000.
You also have access to a real human customer service, available when you need it. Finally, Lydia is an app created in France in 2011 and entirely managed from our offices in Paris, Lyon, Bordeaux and Nantes.
Several cards, several versions of Lydia
Free trial To discover Lydia and its advantages
- Refunds between friends
- Online moneypots
- Contactless mobile payments
- Virtual card
Blue To use Lydia and its card every day, instead of banking applications
- Blue Lydia card
- Lydia as an everyday card
- Commission-free instant transfers
- Commission-free moneypots
Green The no-compromise checking account with a banking cooperative that exclusively funds projects that do good. Coming back soon.
- Green Lydia card
- Funds invested in the ethical banking cooperative La Nef
- Phone line support
- All the advantages of the blue version
Black The most complete Lydia’s version and card
- Black Lydia card
- Travel insurance, winter sports and medical assistance abroad
- Concierge service
- Phone line support
- All the advantages of the blue version
