Efficient.
Free.

Lydia is a banking app for sending and receiving money, paying, saving up…

Money management just became a breeze.

Never tried?

Open an account. No paperwork. Cancel anytime.

Instant transfers and receipts

No more paper receipts. Apple and Google Pay-compatible, the Lydia card updates your account immediately after each payment or ATM withdrawal.

No more waiting: all transfers are instant.

Several accounts

With Lydia, money can be organized using as many accounts as necessary, to get a clearer picture and to regain control. Ideal for couples, projects, envelope budgeting and holidays.

Money pots, sending and receiving money

Say goodbye to bank details, cheques and cash. Pay back whoever you want in just a few clicks using their phone number or their email address.

For special occasions, create beautiful online money pots. So simple.

Open an account in minutes

Download the app

From the App Store or the Google Play Store.
Signing up

By providing an identity document.
First trial payment

By card or transfer to top up the account

And that's not all

All-in-one

Savings, loans, investments and even discounts, all in one application.
Crystal clear app

Simple interface and features to help you better understand and organize your money.
Human touch

Hundreds of dedicated advisors ready to help you promptly by email or over the phone.
Guaranteed funds

Funds are securely stored and guaranteed up to €100,000 per client.
Safe

Information system operated to the highest security standards, and features allowing you to better secure your payments.
Made in France

Lydia is a French company based and managed in Paris, Lyon, Nantes and Bordeaux, supervised by the Banque de France and the AMF.