for your money
Manage all your money easily, with a single app, without having to leave your bank.
Ma banque + Lydia = combo du bonheur
Plateforme qui a révolutionné ma vie financière
Meilleur application de paiement au monde
Le feu cette appli
Beaucoup plus simple et rapide qu’un virement
Top. Vraiment. Ultra pratique.
Le futur est là
Appli hyper pratique, facile d’utilisation et qui nous simplifie la vie !
Parfait pour tous les jours
C’est devenu mon quotidien.
Simple, intuitif, on s’en passe difficilement !
Une belle appli qui devient aussi une très bonne banque !
Le top des apps bancaires
Meilleure app de tous les temps
De loin l’appli la plus utile que j’ai sur mon téléphone
The benchmark for payments between friends
Lydia has made payments and reimbursements so easy that it has become a new verb for millions of French people, who say “I’ll Lydia you” ® pour dire “I’ll send you money”.
Pay a contact or send money using a phone number or QR code
Request a refund directly or share a bill
Collect money for an event with money pots optimised for mobile
Transactions are instant and guaranteed and if you have the app the recipient does not need Lydia for it to work.
With Lydia, you benefit from a current account with a French IBAN and a Visa card to manage all your daily expenses. Free transactions abroad, savings with interest at 0.6%, secure Internet payments, express loans: everything is at your fingertips, directly from your Lydia application.
All bank transfers issued by Lydia are instant by default. With a Lydia Blue or Lydia Black subscription, they are free and unlimited.
Free payments abroad
In Europe or on the other side of the world, the Lydia Visa card is the best way to pay commission-free, even in foreign currencies. And for Lydia Blue and Lydia Black users, withdrawals are free.
Contactless and limitless mobile payments
Pay contactless and securely all the time with your mobile thanks to Apple Pay and Google Pay. Use the Lydia QR code where the card is not accepted.
Small loan credit
If you ever need a loan, you’ll have the answer within a minute. From €100 up to €3,000, simply and with no unwelcome surprises, at a fair price.
Enhanced internet security
To completely secure your purchases on the internet, and in addition to the 3DS, you will love the ephemeral Lydia Visa cards which destroy themselves after each payment.
Invest starting from 1€ in cryptocurrencies, European and American companies or metals. Investing is open 24/7.
1 in 1,000 chance of having every payment refunded
Every hour, Lydia lottery spins and stops randomly on a trade. The lucky one sees his payment refunded, without limit of amount.
Remunerated saving solution
Within 2 minutes, benefit from a remunerated account at 0.6% and capped at € 1,000,000, directly from the application. Your money is protected by the deposit guarantee: you save with peace of mind.
Your Lydia current account make you earn money with its cashback program.
An interface made for you, for all your accounts
Lydia is an alternative to traditional banking apps for anyone who wants an innovative design, and a unique mobile app to track all your money at a glance and move it with a gesture.
Clearer, its interface is also completely customizable. Cards, accounts and receipts can be differentiated and illustrated with photos to be more beautiful and better organized.
The information displayed is that of your bank with which Lydia is synchronized. But you can also create as many new accounts as you want, to save money with our paid savings solution, for example, or to better share as a couple or with your groups of friends.
Lydia is made for you
For all occasional users.
A good deal for those who are convinced who take advantage of it every day for its simplicity and efficiency.
The ultimate current account.
- Simplify some payments between friends
- Send some bank transfers instantly
- Use as secondary account (weekend, trips)
- Keep an eye on all your accounts and transfer money when I’m in the red
- Create cheap online money pots
- Secure some of my internet payments
- Order my blue Visa Debit card for free
- Simplify all my payments between relatives
- Send all bank transfers instantly
- My new checking account
- Follow and control all my accounts from a single screen
- Create money pots for free
- Pay securely on the internet with virtual internet cards
- Order my black Visa Debit card for free
- Travel insurance, winter sports, and medical assistance abroad
- Online purchase protection
- Phone line support
- Concierge service by text
- Lydia roulette earnings multiplied by 2