Lydia is a banking app for sending and receiving money, paying, saving up…

Money management just became a breeze.


Never tried?
Open an account. No paperwork. Cancel anytime.
Lydia app homepage

Instant transfers and receipts

No more paper receipts. Apple and Google Pay-compatible, the Lydia card updates your account immediately after each payment or ATM withdrawal.

No more waiting: all transfers are instant.


Several accounts

With Lydia, money can be organized using as many accounts as necessary, to get a clearer picture and to regain control. Ideal for couples, projects, envelope budgeting and holidays.

carrousel_image_over carrousel_image_over carrousel_image_over



Money pots, sending and receiving money

Say goodbye to bank details, cheques and cash. Pay back whoever you want in just a few clicks using their phone number or their email address.


For special occasions, create beautiful online money pots. So simple.


transaction transaction transaction transaction transaction

Open an account in minutes

  • Download the app

    Download the app

    From the App Store or the Google Play Store.
  • Signing up

    Signing up

    By providing an identity document.
  • First trial payment

    First trial payment

    By card or transfer to top up the account

And that's not all

  • All-in-one


    Savings, loans, investments and even discounts, all in one application.
  • Crystal clear app

    Crystal clear app

    Simple interface and features to help you better understand and organize your money.
  • Human touch

    Human touch

    Hundreds of dedicated advisors ready to help you promptly by email or over the phone.
  • Guaranteed funds

    Guaranteed funds

    Funds are securely stored and guaranteed up to €100,000 per client.
  • Safe


    Information system operated to the highest security standards, and features allowing you to better secure your payments.
  • Made in France

    Made in France

    Lydia is a French company based and managed in Paris, Lyon, Nantes and Bordeaux, supervised by the Banque de France and the AMF.