Personal current accounts, shared accounts, online money pots, remunerated saving account, “envelope” accounts, trading account… You can create and manage any type of account with Lydia.
Personal current account
A real mobile account for your everyday spending, with :
- A payment card to pay in shops or online, and withdraw money from ATMs;
- An IBAN to receive salary and direct debits;
- All the functions of a modern bank account, to manage all your money.
An account to be used by two or more people, for a couple, for a flat share or a holiday with friends.
It works like a classic current account, with an IBAN and an optional card to pay for shopping and subscriptions.
Opening a Lydia shared account is done in 2 minutes, directly in the application, without any paperwork or commitment.
Remunerated saving account
A saving account paying 0.70% per year (which can be boosted to 3% in the first few months) with the money available within 1 day.
And sub-accounts, like the “envelopes” accounts, to store your money and keep better track of it to save.
A trading platform integrated with the Lydia app, to invest in more than 2,500 available assets (companies, cryptos, ETFs, metals) directly with the money in your Lydia accounts.
Loans from €100 to €3,000 repayable in 3 to 36 months, with no hidden charges, to deal with an unexpected expense or when you don’t want to miss a good deal.
Commission-free online money pots for all occasions that matter: a loved one’s birthday, a joint wedding gift…
Everyone can participate through the Internet link.
And the money collected can be used as you wish thanks to the application’s payment methods.