Legal notice

LYDIA services and products are distributed by LYDIA SOLUTIONS, simplified joint stock company with a capital of 1 784 366,00 euros, registered in the Paris Trade and Companies Register (RCS) under the N° SIREN 534 479 589, having its head office at 14 avenue de l'Opéra, 75001 Paris. 

VAT NUMBER : FR 67 534 479 589. 

Contact : support@lydia-app.com, 01.82.88.11.69.

Director of the publication : M.Cyril Chiche, president of LYDIA SOLUTIONS.
LYDIA websites and web services are hosted by OCTOPUCE SARL, 25 rue Popincourt, 75011 Paris (09.72.44.29.15) on Iliad's datacenter servers located in the Paris region and by GOOGLE CLOUD FRANCE SARL, 8 rue de Londres, 75009 Paris (08.05.98.04.25) on Google Cloud datacenter servers located in Belgium. Lydia websites and services are subject to French law.

LYDIA SOLUTIONS is registered under the identifier REGAFI N°62677 by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) as a payment service provider (Articles L.523-1 et seq. of the French monetary and financial code). Head office of the ACPR: 4 place de Budapest, 75009 PARIS cedex 9 (01.49.95.40.00).

Within the framework of its activities, LYDIA SOLUTIONS is mandated as a payment service provider by four partners:

  • For the management of the electronic money and payment account, the execution of payment transactions and the provision of payment cards: SFPMEI (SASU), an electronic money institution, approved by the ACPR under the identifier REGAFI N°91091 and the CIB bank code N°17448, whose registered office is located at 15 rue Laborde, 75008 Paris, registered with the RCS of Paris under N°890 111 890 ;
  • For the provision of payment initiation and account information services: BUDGET INSIGHT (SAS), a payment institution approved by the ACPR (REGAFI identifier No. 73921, CIB bank code No. 16948), whose registered office is located at 86 rue de Paris, 91400 Orsay, and registered with the Paris Trade and Companies Register under No. 749 867 2006;
  • For the provision of payment cards, IBANs and associated account management and payment operations: TREEZOR (SAS), an electronic money institution approved by the ACPR (REGAFI identifier N°63 512, CIB bank code N°16 798), whose registered office is located at 41 rue de Prony, 75017 Paris, and registered with the Nanterre Trade and Companies Register under N° 807 465 059.
  • For the provision of payment initiation and account information services: TINK AB, a payment institution approved by the Swedish Financial Supervisory Authority (Finansinspektionen, CIB bank code No. 44059) and whose registered office is located at Vasagatan, 11, 11120 Stockholm and registered in the EBR (European Business Register) under No. 5 568 982 192.

Lydia Solutions is also registered with the Organisme pour le Registre Unique des Intermédiaires en Assurance, banque et finance (ORIAS) under N°18 007 465 as :

  • Intermediary in participative financing (IFP) for donation operations;
  • Non-exclusive agent in banking and payment services (MOBSP) for the company FLOA (registration N°07 028 160, SIREN N°434 130 423) and for the company YOUNITED CREDIT (registration N°11 061 269, SIREN n°517 586 376) for the supply of the offer "Small express loan" (payment facilities and consumer credit);
  • Insurance agent for the company YOUNITED CREDIT (registration N°11 061 269, SIREN n°517 586 376) for the supply of the offer " Small express loan ".
  • Insurance agent for the company CNP CAUTION (SIREN N°383 024 098);
  • Banking and payment services intermediary agent (MIOBSP) for CASHBEE (registration N°838 801 058, SIREN N°19 002 094) for the provision of the MY MONEY BANK interest-bearing savings account.

The present legal notice may be modified at any time, without prior notice, by LYDIA SOLUTIONS according to the evolution of its legal status.