Lydia features

The all-in-one banking app

Account, card, savings, investment, credit, money pots… Lydia combines the best of banking and technology in one mobile application.

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Real accounts

You can do everything with Lydia, creating as many accounts as you want to better manage your money:

  • A personal payment account ;
  • A joint account ;
  • An investment account;
  • Savings accounts;
  • Online money pots…
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All payment methods

Lydia offers all the payment methods of today and tomorrow (and therefore no chequebook) for maximum comfort and security:

  • A Visa Debit payment card;
  • Virtual cards to pay on the Internet;
  • Contactless mobile payment (Apple Pay, Google Pay, Samsung Pay, Huawei Pay) or by QR code;
  • Refunds and payments between people by phone number;
  • Payment facilities from €100 to €3,000.
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Save money

Less bank fees, commission-free saving accounts, free of charge payments and withdrawals abroad and features that help you save money:

  • Cashback from major retailers;
  • “Envelope” sub-accounts that help you organise your money, monitor your budget and save;
  • Receipts personalization to help you better understand your spending;
  • Save the photo of the invoice or receipt to make it even easier to keep track of your money.
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