Pricing and Limits Annex
All fees and contributions in this Annex are invoiced and debited by Lydia Solutions (as applicable) directly from the Customer’s Electronic Money Account and/or Payment Account, in application of the contractual conditions of the offers and services subscribed by the Customer.
The French version of this Annex prevails over the English version.
1 - The Lydia offer
Pricing and limits in effect as of March 18, 2024
Pricing
Lydia offer | ||
---|---|---|
Subscription |
Free
|
Pricing
Subscription |
|
---|---|
Lydia offer |
Free
|
Limits
Lydia offer | ||||
---|---|---|---|---|
Amount of account top-ups via bank card/month (1) |
|
|||
Money collected via payments using a bank card |
2.5% commission fee
|
Only the operation or part that exceeds the limit is billed. If a transaction exceeds several limits, only the limit generating the highest fees applies. Security and compliance limits may also be applied to prevent abusive and/or illegal use of Lydia Solutions services.
Other exceptional fees:
- €99 handling fee in case of irregular use of Lydia Services which contravenes to T&Cs and/or any related contract
- €100 fee per account attachment (within the limit of balances available on all user-held accounts)
- 10% of the amount owed to the “Trésor Public” (National Treasury), up to €100 per administrative operation (within the limit of available balances on all user-held accounts)
- Up to €30 per year, if the account remains inactive for 12 consecutive months, under the Eckert law (within the limit of available balances on all user-held accounts).
Limits
Amount of account top-ups via bank card/month (1) |
|
---|---|
Lydia offer |
€200
|
2.5% commission fee applied beyond |
Money collected via payments using a bank card |
|
---|---|
Lydia offer |
2.5% commission fee
|
Only the operation or part that exceeds the limit is billed. If a transaction exceeds several limits, only the limit generating the highest fees applies. Security and compliance limits may also be applied to prevent abusive and/or illegal use of Lydia Solutions services.
Other exceptional fees:
- €99 handling fee in case of irregular use of Lydia Services which contravenes to T&Cs and/or any related contract
- €100 fee per account attachment (within the limit of balances available on all user-held accounts)
- 10% of the amount owed to the “Trésor Public” (National Treasury), up to €100 per administrative operation (within the limit of available balances on all user-held accounts)
- Up to €30 per year, if the account remains inactive for 12 consecutive months, under the Eckert law (within the limit of available balances on all user-held accounts).
2 - Lydia Standard, Lydia+, Lydia Green+ and Lydia Black+ offers
Pricing and limits in effect as of April 2, 2024 (pricing conditions applicable prior to that date are detailed here).
Price
Standard | Lydia+ | Lydia Green+ | Lydia Black+ | |||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Monthly subscription |
|
|||||||||||
Physical card |
1 for free (then €5 per additionnal card)
|
Available with Standard
|
1 for free (then €5 per additionnal card)
|
1 for free (then €9 per additionnal card)
|
||||||||
Instant bank transfer (incoming and outgoing) |
Free
|
Free
|
Free
|
Free
|
- Beyond 2 rejected direct debits per month, each additional rejection is charged €5
- Beyond 5 rejected Lydia card payments per month, each additional rejection is charged €0.50
Other exceptional fees:
- 2.5% commission - regardless of the user’s plan - on funds collected via card payment request forms
- €30 handling fee per disputed Lydia Card transaction, beyond 10 request per year
- €20 handling fee per unpaid credit card transaction
- €99 handling fee in case of irregular use of Lydia Services which contravenes to T&Cs
- €100 fee per account attachment (within the limit of balances available on all user-held accounts)
- 10% of the amount owed to the Trésor Public (National Treasury), up to €100 per administrative operation (within the limit of available balances on all user-held accounts)
- Up to €30 per year, if the account remains inactive for 12 consecutive months, under the Eckert law or manual processing (within the limit of available balances on all user-held accounts)
Price
Monthly subscription |
|
---|---|
Standard |
€0
|
Lydia+ |
€4.90
|
Lydia Green+ |
€7.90
|
Lydia Black+ |
€9.90
|
By subscribing to an yearly plan, customers benefit from an immediate discount equivalent to two months’ subscription for their commitment. Monthly subscription: Customers aged between 18 and 25 can subscribe to Lydia+ for €2/month and Lydia Green+ for €3/month. |
Physical card |
|
---|---|
Standard |
1 for free (then €5 per additionnal card)
|
Lydia+ |
Available with Standard
|
Lydia Green+ |
1 for free (then €5 per additionnal card)
|
Lydia Black+ |
1 for free (then €9 per additionnal card)
|
Instant bank transfer (incoming and outgoing) |
|
---|---|
Standard |
Free
|
Lydia+ |
Free
|
Lydia Green+ |
Free
|
Lydia Black+ |
Free
|
- Beyond 2 rejected direct debits per month, each additional rejection is charged €5
- Beyond 5 rejected Lydia card payments per month, each additional rejection is charged €0.50
Other exceptional fees:
- 2.5% commission - regardless of the user’s plan - on funds collected via card payment request forms
- €30 handling fee per disputed Lydia Card transaction, beyond 10 request per year
- €20 handling fee per unpaid credit card transaction
- €99 handling fee in case of irregular use of Lydia Services which contravenes to T&Cs
- €100 fee per account attachment (within the limit of balances available on all user-held accounts)
- 10% of the amount owed to the Trésor Public (National Treasury), up to €100 per administrative operation (within the limit of available balances on all user-held accounts)
- Up to €30 per year, if the account remains inactive for 12 consecutive months, under the Eckert law or manual processing (within the limit of available balances on all user-held accounts)
Limits
Standard | Lydia+ | Lydia Green+ | Lydia Black+ | |||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Amount of account top-ups via bank card/month (1) |
|
|||||||||||
Number of ATM withdrawals/month (2) |
|
|||||||||||
Amount of ATM withdrawals/month (3) |
|
|||||||||||
Amount of payments and withdrawals by card/month |
€3,000
|
€3,000
|
€3,000
|
€25,000
|
||||||||
Number of valid physical cards issued by Lydia Solutions |
2
|
2
|
2
|
3
|
||||||||
Number of created virtual card/month |
|
|||||||||||
Number of simultaneous multiple-use virtual cards |
5
|
5
|
5
|
10
|
(2) Customers will not be allowed to make more than 50 withdrawals from ATMs per month.
(3) Customers will not be allowed to withdraw more than €2,000 per month from the ATM for Standard, Lydia+ and Lydia Green+ Customers, and no more than €5,000 for Lydia Black+ Customers.
If a commission applies, it will be a minimum of €0.10, except for ATM withdrawals where the minimum is €1. Only the operation or part that exceeds the limit is billed.
If a transaction exceeds several limits, only the limit generating the highest fees applies.
The Customer can register up to two bank cards in his user account in order to be able to use them more easily later.
Security and compliance limits may also be applied to prevent abusive and/or illegal use of Lydia Solutions services. Clients whose identity has not been verified are subject to the limits provided for in Article R. 561-14-1-1 of the Monetary and Financial Code, or at any time additional or more restrictive limits that may be applied by Lydia Solutions. To benefit from more freedom of transactions with Lydia Solutions, simply verify your identity here.
Limits
Amount of account top-ups via bank card/month (1) |
|
---|---|
Standard |
€200
|
Lydia+ |
€200
|
Lydia Green+ |
€200
|
Lydia Black+ |
€400
|
2.5% commission fee applied beyond these limits |
Number of ATM withdrawals/month (2) |
|
---|---|
Standard |
3
|
Lydia+ |
3
|
Lydia Green+ |
3
|
Lydia Black+ |
6
|
1.5% commission fee applied beyond these limits |
Amount of ATM withdrawals/month (3) |
|
---|---|
Standard |
€250
|
Lydia+ |
€250
|
Lydia Green+ |
€250
|
Lydia Black+ |
€1,000
|
1.5% commission fee applied beyond these limits |
Amount of payments and withdrawals by card/month |
|
---|---|
Standard |
€3,000
|
Lydia+ |
€3,000
|
Lydia Green+ |
€3,000
|
Lydia Black+ |
€25,000
|
Number of valid physical cards issued by Lydia Solutions |
|
---|---|
Standard |
2
|
Lydia+ |
2
|
Lydia Green+ |
2
|
Lydia Black+ |
3
|
Number of created virtual card/month |
|
---|---|
Standard |
20
|
Lydia+ |
20
|
Lydia Green+ |
20
|
Lydia Black+ |
20
|
€0.50 per card beyond these limits |
Number of simultaneous multiple-use virtual cards |
|
---|---|
Standard |
5
|
Lydia+ |
5
|
Lydia Green+ |
5
|
Lydia Black+ |
10
|
(2) Customers will not be allowed to make more than 50 withdrawals from ATMs per month.
(3) Customers will not be allowed to withdraw more than €2,000 per month from the ATM for Standard, Lydia+ and Lydia Green+ Customers, and no more than €5,000 for Lydia Black+ Customers.
If a commission applies, it will be a minimum of €0.10, except for ATM withdrawals where the minimum is €1. Only the operation or part that exceeds the limit is billed.
If a transaction exceeds several limits, only the limit generating the highest fees applies.
The Customer can register up to two bank cards in his user account in order to be able to use them more easily later.
Security and compliance limits may also be applied to prevent abusive and/or illegal use of Lydia Solutions services. Clients whose identity has not been verified are subject to the limits provided for in Article R. 561-14-1-1 of the Monetary and Financial Code, or at any time additional or more restrictive limits that may be applied by Lydia Solutions. To benefit from more freedom of transactions with Lydia Solutions, simply verify your identity here.
Feature availability
Standard | Lydia+ | Lydia Green+ | Lydia Black+ | |
---|---|---|---|---|
Phone appointment |
Not available
|
Not available
|
Available
|
Available
|
Insurance and assistance |
Not available
|
Not available
|
Not available
|
Available
|
Concierge service |
Not available
|
Not available
|
Not available
|
Available
|
Budget managing and monitoring (4) |
Not available
|
Available
|
Available
|
Available
|
Gift cards |
Not available
|
Available
|
Available
|
Available
|
Feature availability
Phone appointment |
|
---|---|
Standard |
Not available
|
Lydia+ |
Not available
|
Lydia Green+ |
Available
|
Lydia Black+ |
Available
|
Insurance and assistance |
|
---|---|
Standard |
Not available
|
Lydia+ |
Not available
|
Lydia Green+ |
Not available
|
Lydia Black+ |
Available
|
Concierge service |
|
---|---|
Standard |
Not available
|
Lydia+ |
Not available
|
Lydia Green+ |
Not available
|
Lydia Black+ |
Available
|
Budget managing and monitoring (4) |
|
---|---|
Standard |
Not available
|
Lydia+ |
Available
|
Lydia Green+ |
Available
|
Lydia Black+ |
Available
|
Gift cards |
|
---|---|
Standard |
Not available
|
Lydia+ |
Available
|
Lydia Green+ |
Available
|
Lydia Black+ |
Available
|
The French version of these rules prevails over the English version.