Lydia+

More than your standard current account

Unlock new features with Lydia+ to enjoy a unique current account: even more convenient, efficient, and innovative.

Lydia+

Complementary financial services

Access numerous financial services thanks to Lydia+, all in a single app.

Invest in the best companies and the latest cryptocurrencies from €1, apply for express loans (no hidden fees!) and get an answer right away, open shared accounts under 2 minutes that you can cancel anytime…

In a nutshell, enjoy the best of both worlds: the essential services of large banks combined with Lydia’s innovation and simplicity.

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Effort-free budget managing

Tools that combine the best of budget management apps so you can save money easily and daily.

Clear and intuitive graphs you can check anytime and without even opening the app, “envelope” accounts to set your budgets (groceries, rent, bills, after-work drinks)…

All of which are compatible with duo accounts, which are perfect to optimize your couple’s expenses.

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Making purchases just became fun

At Lydia, we believe money management should be simple. And that it can also be fun. With the Lydia+ option, you now enjoy a unique loyalty program.

Each payment you make will reward you with a scratch card: if it’s a winning one we will refund your purchase up to €100.

What’s more, get a fraction of your money back while making purchases with certain retailers thanks to the cashback program.

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Unlocked Lydia+ features

Budget tracking tools

Keep your budget under control and save money day-to-day.

 

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Savings account

3% interest rate (boosted to 4% during the first 4 months)

 

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Cashback program

Cashback for all your purchases with an array of merchants

 

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Express loan and revolving credit

Finance all your projects with small loans. No hidden fees.

 

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Investment account

Invest in the best companies and the latest cryptocurrencies from €1.

 

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Scratch cards

For each payment, get a chance of seeing your purchase refunded up to €100.

 

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Unbeatable price

Monthly
Annual
€49 per year
€4.90 per month
Save €9.80 by paying annually
Try out Lydia+