What does the sharing of data subject to banking secrecy between Lydia and its partners Younited Credit or FLOA Bank mean?
When subscribing to the Little Express Loans, the user accepts that his data subject to banking secrecy be transmitted to Lydia.
The data concerned are the following:
- Data relating to the acceptance or refusal of the loan by the lender,
- Information relating to the repayment of the monthly installments by the user.
This information allows Lydia to offer a better user experience by allowing him to follow, directly on his Lydia account, the subscription and the evolution of his loan.
This information can also be used to prevent fraud.